ALL INDIAN BANKS: Karnataka Bank

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karnataka bank Limited, is an 'A' Class Scheduled Commercial Bank based in Mangaluru in Karnataka, India. Karnataka Bank Limited has a network of 839 branches, 1374 ATMs and 330 e-lobbies/mini e-lobbies across 22 states and 2 union territories. It has 8,300+ employees and over 10 million customers throughout the country. Its shares are privately owned by over 1,85,000 shareholders. The tagline of the bank is "Your Family Bank Across India"In August 2008, Karnataka Bank Limited received the Sun and NDTV Green IT Award. Sun Microsystems and NDTV gave the award to in recognition of the bank's "green policies" and use of earth-friendly technology such as solar power The bank has the Best Bank Award for "Managing IT Risk" under small bank category for the year 2010-11, instituted by Institute for Development and Research in Banking Technology (IDRBT). Shri Anand Sinha, deputy governor, Reserve Bank of India and chairman, IDRBT presented the award to Shri P. Jayarama Bhat, Managing Director at a function held in Hyderabad on 4 August 2011 in the presence of Shri B. Sambamurthy, director, IDRBT.Karnataka Bank Limited has adopted Core banking, Internet banking and has established its "MoneyPlant"system across the country.

karnataka bank Karnataka Bank Limited was incorporated on 18 February 1924, and commenced business on 23 May 1924. Its founders established it at Mangalore, a coastal town in the Dakshina Kannada district of Karnataka.Among the founders, who created the bank to serve the South Kanara region, was B. R. Vysaray Achar.K. S. N. Adiga, who served as the Chairman from 1958 to 1979.In the 1960s Karnataka Bank Limited acquired three smaller banks. In 1960 Karnataka Bank Limited acquired the Sringeri Sharada Bank, which was established in 1942 had four branches. Four years later, Karnataka Bank Limited took over Chitradurga Bank (also known as Chitladurg Bank), which was established in 1868 in Mysore State and was the oldest bank in Mysore. In 1966 Karnataka Bank Limited took over Bank of Karnataka. Bank of Karnataka was established in 1946 and had opened one branch in Belgaum in 1947. At the time of this acquisition, Bank of Karnataka had 13 branches. In 2000, Karnataka Bank Limited signed a memorandum of understanding with Infosys Technologies to develop a core banking solution called Finacle.Over 221 branches were networked up to 31 March 2004.The main motto of this programme is "Anytime/Anywhere banking".[13] In 2002, the bank concluded a pact with Corporation Bank for sharing its ATMs.A year later, the bank introduced the Moneyplant card that allows customers to withdraw money from any of their Karnataka bank accounts.In September 2003, the bank shifted its head office from Kodialbail to Kankanady.

karnataka bank The branches are available in 22 Indian states and 2 union territories. In August 2008, the Karnataka Bank Limited introduced Quick Remit, a facility to make money transfer easy for Non-Resident Indians living in Canada, United States, and the UK.The bank also runs a 24-hour Internet banking service called Moneyclick.The Karnataka Bank Limited provides business and personal banking products and services in India. The bank operates in four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. It accepts savings and current accounts, cash certificates, fixed andcumulativedeposits,non-resident rupee accounts, ordinary non-resident accounts, and foreign currency accounts; and offers loan products, such as vehicle, home,education, personal, MSME, mortgage, women entrepreneur, gold, and other loans, as well as loans against property and fixed deposits. The bank also provides debit, credit, gift, deposit only, image, and travel cards; life, general, and health insurance products; investments services; and remittance and other services. In addition, it offers forex services, which include pre and post-shipment, export collection bills, export LC advising, inward remittance facility, import letter of credit, import bill collection, buyer’s credit, and outward remittances. Further, the bank provides point of sale service for merchant's payment solutions: and KBL e-COLLECT, a fee payment processing platform, which enables the institution to offer parents and students a convenient way to pay their fees through a range of payment options. Additionally, it offers various loans for agriculture; and other services, such as Internet banking, mutual funds, demat services, locker facility, and funds transfer services.